About Numerral
Numerral is a free website of calculators for Indian money decisions: loan EMIs, income tax and salary, mutual funds, savings schemes such as PPF, FD and Sukanya Samriddhi, retirement planning and GST. The aim is simple: give you the number you need, and show how it was worked out.
What you can expect
- Indian rules and ₹ amounts. The income tax calculator covers FY 2025-26 (AY 2026-27) and Tax Year 2026-27 under both the new and old regimes. Other calculators use Indian conventions such as lakh and crore.
- Standard formulas. Calculators use standard, published methods, for example the reducing-balance formula for loan EMIs. Our methodology page explains how they work and what they assume.
- Private. Calculations run in your browser. You don't need an account, and the figures you enter are not stored on our servers.
- Free. No sign-up, no usage limits and no paywall.
Who is behind Numerral
Numerral is an independent website. It is not owned by a bank, lender, fund house or insurer, and no financial company pays to influence any calculator or result. The site is funded by advertising.
The calculators and guides are not reviewed by a chartered accountant, CFA or other licensed professional. We say this plainly so you know how much weight to give the results.
Use the results to plan and compare, not as advice. They are estimates based on the figures you enter and the rules in force when a calculator was last updated. Bank offers, charges, scheme rates and tax outcomes can differ, so confirm final figures with your bank, employer or a chartered accountant before you commit.
Found a mistake?
Email contact@numerral.com with the calculator name, the figures you entered, the result you got and the result you expected (with a source if you have one). We check every report and correct confirmed errors. More ways to reach us are on the contact page.