India Calculators
Free calculators designed for India โ based on Indian tax laws, RBI guidelines, IRDAI regulations, and government policies. All calculations in โน INR.
Home Loan EMI Calculator
Calculate monthly EMI, total interest, and amortization schedule. Check loan eligibility, prepayment savings, and compare SBI, HDFC, ICICI interest rates.
Personal Loan EMI Calculator
Calculate personal loan EMI, check eligibility, compare bank rates, and see how prepayment saves money. CIBIL score guide and RBI prepayment rules included.
Car Loan EMI Calculator
Calculate car loan EMI with down payment, compare new vs used car rates, check eligibility, and see prepayment savings. 10 bank rates, CIBIL guide, and popular car examples.
Fuel Cost Calculator
Calculate petrol, diesel, and CNG costs for daily commutes and road trips. City-wise fuel prices, mileage data for 20+ popular cars, and cost comparison.
Age Calculator
Calculate exact age in years, months, days. Track India legal milestones โ voting, driving, marriage, senior citizen, retirement. Compare ages and birthday countdown.
PPF Calculator
Calculate PPF maturity amount at 7.1% interest rate. Compare deposit timing strategies, plan 5-year extensions, and understand Section 80C tax benefits with EEE status.
BMI Calculator
Calculate BMI with Asian-Indian cutoffs (Overweight โฅ23, Obese โฅ25). Dual WHO vs Indian categories, ideal weight range, and waist-to-height ratio for abdominal obesity check.
SIP Calculator
Calculate mutual fund SIP returns with step-up comparison, lumpsum, goal planning & inflation-adjusted modes. Includes 2026 LTCG/STCG tax guide, SEBI categories, ELSS tax saving guide, Direct vs Regular comparison, and SIP vs PPF vs FD.
Human Life Value (HLV) Calculator
Calculate required life insurance cover using Income Replacement, Need-Based, and Quick Estimate methods. Includes IRDAI FY25 data, MWP Act guide, age-based multiplier table, term vs ULIP comparison, and Section 80C tax benefits.
Compound Interest Calculator
Calculate compound interest with 4 modes: Lump Sum, Recurring SIP, FD Comparison (SBI/HDFC/ICICI/PPF/NSC/SCSS rates), and Cost of Delay. Includes compounding frequency selector, Rule of 72, CI vs SI table, and Section 80C tax guide.
Pension Calculator
Plan your retirement with 4 modes: Retirement Corpus Planner, NPS Calculator (80CCD tax benefits), EPS/EPFO Pension (formula with early/deferred), and Annuity Income Estimator. NPS vs EPF vs PPF, OPS vs NPS, and healthcare cost planning.
Income Tax Calculator
Calculate income tax for FY 2025-26 with 3 modes: New Regime (Budget 2025, โน12L tax-free), Old Regime (80C/80D/HRA/24b), and side-by-side Regime Comparison. Includes slab breakdown, surcharge, 87A rebate, advance tax dates, and ITR form guide.
Crorepati Calculator
Plan your path to โน1 Crore+ with 4 modes: Goal Planner (SIP + Lump Sum with inflation toggle), Step-Up SIP (annual increase projection), Cost of Delay (impact of starting late), and Milestone Tracker (โน25L to โน10Cr timeline). Includes Rule of 72, investment comparison, and tax guide.
Lumpsum Calculator
Calculate one-time mutual fund investment returns with 4 modes: Returns Estimator (compounding frequency, inflation & LTCG tax toggles), Lump Sum vs SIP comparison, STP Strategy Planner (LiquidโEquity), and Goal-Based Reverse Calculator. Covers CAGR, return types, and asset comparison.
SSY Calculator
Sukanya Samriddhi Yojana Calculator with 4 modes: Maturity Estimator (21-year growth schedule, inflation toggle), Partial Withdrawal Simulator (50% at 18), SSY vs PPF vs FD comparison, and Goal-Based Reverse. Current rate 8.2%, EEE tax-free, Section 80C.
SWP Calculator
Systematic Withdrawal Plan Calculator with 4 modes: Withdrawal Planner (month-by-month depletion, inflation toggle), SWP vs FD Income comparison, Corpus Required reverse calculator, and Safe Withdrawal Rate Finder (India-adapted 2.5-3.5% SWR).
XIRR Calculator
XIRR Calculator with 4 modes: True XIRR (custom date + amount rows, Newton-Raphson solver), SIP XIRR Quick (vs CAGR), XIRR vs CAGR vs Absolute Return comparison, and What-If Analyser (target XIRR reverse solver).
FIDE Rating Calculator
FIDE Elo Rating Calculator with 4 modes: Elo Calculator (multi-game tournament, K-factor 10/20/40, round-by-round breakdown), Performance Rating (TPR), Title Progress Tracker (GM/IM/FM/CM), and Win Probability (expected score table).
Body Fat Calculator
Body Fat Calculator with 4 modes: US Navy Method (gender-aware, neck/waist/hip), BMI-Based Estimate (Deurenberg formula), Body Fat Category Reference (age-wise tables), and Lean Body Mass Target Weight Planner.
Fixed Deposit (FD) Calculator
FD interest calculator with 4 modes: Maturity Calculator (cumulative/non-cumulative, year-by-year breakdown), Bank Rate Comparison (SBI/HDFC/ICICI/Axis/BOB + 7 more), TDS & Tax Impact (Form 15G/15H, post-tax return), and FD vs PPF/SCSS/MF comparison.
Position Size Calculator
Calculate optimal trade size with 4 modes: Basic Position Sizer (% risk model with STT/GST cost toggle), F&O Lot Calculator (NSE 2026 lot sizes for Nifty, Bank Nifty, FinNifty), Risk-Reward Analyser, and Kelly Criterion. Includes loss recovery table and SEBI regulations.
Salary After Tax Calculator
Calculate net take-home salary after income tax, EPF, professional tax for FY 2025-26. Old vs New Regime comparison, CTC breakdown, and monthly in-hand calculation.
In-Hand Salary Calculator
Find your exact monthly bank credit. Detailed CTC to in-hand breakdown with EPF, professional tax, TDS deductions under Old and New Regime.
CTC to Take Home Calculator
Deconstruct your CTC package โ see how much goes to EPF, gratuity, taxes, and your actual take-home pay. Compare job offers and plan your budget.
HRA Calculator
Calculate HRA tax exemption under Section 10(13A). 3-rule system for metro vs non-metro, rent-to-parents strategy, and Old vs New Regime impact.
Gratuity Calculator
Estimate gratuity payout under the Payment of Gratuity Act, 1972. 15/26 formula, 5-year eligibility, and tax exemption up to โน25 Lakhs.
Bonus Calculator
Calculate statutory bonus under the Payment of Bonus Act, 1965. Eligibility check, โน7,000 salary cap, 8.33% minimum to 20% maximum calculation.
GST Calculator
Calculate GST for all slab rates โ 5%, 12%, 18%, 28%. Add or remove GST, reverse calculation, and HSN code reference for Indian goods and services.
HRA Exemption Calculator
Calculate HRA exemption under Section 10(13A) of the Income Tax Act. Three-rule formula, metro vs non-metro classification, and annual tax savings.
TDS Calculator
Calculate TDS deductions on salary, interest, rent, professional fees. Section-wise breakdowns with Form 16, 16A, 26AS reference and TDS return deadlines.
Capital Gains Tax Calculator
Calculate LTCG and STCG tax on equity, mutual funds, property, and gold. Includes indexation benefit, Section 54 exemptions, and FY 2025-26 rates.
Professional Tax Calculator
Calculate state-wise professional tax deductions across Maharashtra, Karnataka, West Bengal, Telangana, and more. Monthly and annual breakdown with slab rates.
RD Calculator
Calculate Recurring Deposit maturity amount. Compare RD rates across SBI, HDFC, ICICI, and Post Office. Quarterly compounding with TDS impact and premature withdrawal rules.
NPS Calculator
NPS Calculator with 4 modes: Corpus & Pension Estimator (Active/Auto Choice LC75/LC50/LC25), 80CCD Tax Benefit Calculator (Old vs New Regime), NPS vs PPF vs ELSS vs MF comparison, and Annuity Planner. Covers 2026 withdrawal rules (80:20), employer 80CCD(2), Tier I vs II, and PFM comparison.
Professional Tax Calculator
Professional Tax Calculator with 4 modes: State-wise PT Calculator (18 states with slab tables, Maharashtra gender exemption), Annual PT & Section 16(iii) Tax Impact, Cross-State PT Comparison, and Employer PTRC/PTEC Compliance Dashboard. Covers Article 276 โน2,500 cap, February adjustment, exemptions, penalties, and self-employed PT registration.
Capital Gains Tax Calculator
Capital Gains Tax Calculator with 4 modes: CG Tax Calculator (9 asset types โ equity, MF, property, gold, crypto, bonds), Asset Tax Comparison, Section 54/54EC/54F Exemption Planner, and Tax Loss Harvesting Optimiser. Post-Budget 2024 rules: 12.5% LTCG, 20% STCG equity, indexation removal, โน1.25L exemption, grandfathering, CII table, and 30% VDA flat tax.
TDS Calculator
TDS Calculator with 4 modes: Section-wise TDS Calculator (23+ sections including 194A, 194C, 194H, 194I, 194IA, 194J, 194S, 194T with PAN/No-PAN impact), Complete Rate Chart with filters, Penalty & Interest Calculator (Sec 201/234E/271H), and Filing Calendar with Form 24Q/26Q/27Q due dates. Covers FY 2025-26 rates and new Section 194T for partner payments.
GST Calculator
GST Calculator with 4 modes: Add/Remove GST (exclusive & inclusive) with CGST+SGST vs IGST split across all 8 slabs, Category-wise Rate Chart with HSN/SAC codes for 30+ items, ITC Calculator with blocked credit (Sec 17(5)) and net cash liability, and Return Calendar (GSTR-1/3B/9/CMP-08 with QRMP scheme). Covers GST 2.0 reforms, 40% sin goods rate, and compensation cess abolition.
HRA Exemption Calculator
HRA Exemption Calculator with 4 modes: HRA Exemption (3-rule formula under Section 10(13A) โ Actual HRA, 50/40% of Basic+DA, Rentโ10% of Salary), Old vs New Regime comparison, Rent to Parents strategy with net family savings, and Rent Optimiser. Covers 8 metro cities, landlord PAN rules, Form 12BB, Section 80GG for non-HRA recipients.
Bonus Calculator
Statutory Bonus Calculator with 4 modes: Employee Bonus Calculator (8.33%-20% with โน21,000 eligibility and โน7,000 calculation ceiling), Employer Cost Estimator (workforce-level liability + monthly provisioning), Compliance Guide (Payment of Bonus Act 1965 โ eligibility, disqualification, penalties, Form A/B/C/D), and Allocable Surplus Calculator (gross profit, prior charges, 67%/60% split, set-on/set-off).
Gratuity Calculator
Gratuity Calculator with 4 modes: Gratuity Calculator (covered รท26 vs not-covered รท30 formula, year rounding, Basic+DA), Tax Exemption Calculator (Section 10(10) โ govt 100% exempt, private least-of-3 rule, โน20 lakh lifetime limit), Employer Liability Estimator (AS-15/Ind AS-19, monthly provisioning), and Eligibility Guide (5-year rule, 240-day rule, forfeiture Sec 4(6), death/disability waiver).
Mutual Fund Returns Calculator
Mutual Fund Returns Calculator with 4 modes: Returns Calculator (Lump Sum + SIP with inflation & exit load), Lump Sum vs SIP vs STP comparison, LTCG/STCG Tax Impact Analyser by SEBI category, and Goal Reverse Planner. Covers CAGR, XIRR, direct vs regular expense ratio, and 2026 tax rules.
Retirement Corpus Calculator
Retirement Corpus Calculator with 4 modes: Corpus Needed (healthcare inflation 14% modelling), NPS+EPF+PPF pension stack, Post-Retirement Income Planner (SCSS 8.2%, SWP, bucket strategy), and Readiness Score. Covers Section 80C/80CCD tax benefits, EPS-95 pension formula, city-wise expense benchmarks, and SWP vs annuity comparison.
FIRE Calculator
FIRE Calculator with 4 modes: FIRE Number (Lean/Standard/Fat with India-adapted 3.5% SWR), Coast FIRE, Barista FIRE, and Readiness Scorecard. Includes SIP bridge calculator, city-wise FIRE targets, bucket withdrawal strategy, NPS/EPF/PPF stack, and healthcare cost planning.
Education Loan Calculator
Education Loan EMI Calculator with 4 modes: EMI with Moratorium Impact, Loan Eligibility, Section 80E Tax Benefit Calculator, and India vs Abroad Cost Comparison. 7-bank rate comparison (SBI, BoB, PNB, Canara, Axis, ICICI, HDFC Credila), PM-Vidyalakshmi & CSIS subsidy guide, collateral rules, and course-wise EMI examples.
Bike Loan Calculator
Calculate two-wheeler loan EMI with 4 modes: EMI Calculator (model presets), Loan Eligibility, Prepayment Impact, and Bank vs NBFC comparison. 12+ lender rates (SBI, HDFC, Bajaj Finance, TVS Credit), model-wise EMI (Activa to RE Classic), PM E-DRIVE EV subsidy guide, RBI 2025 prepayment rules, and insurance guide.
Business Loan Calculator
Calculate business loan EMI with 4 modes: EMI Calculator (with tax benefit), Loan Eligibility, Prepayment Impact (with tax analysis), and Secured vs Unsecured comparison. 13+ lender rates (SBI, HDFC, Bajaj Finserv, Lendingkart), Mudra PMMY, CGTMSE โน10Cr guide, PMEGP subsidy, RBI April 2026 โน20L collateral-free mandate, and Section 36(1)(iii) tax deduction.
Loan Eligibility Calculator
Check your loan eligibility based on income, CIBIL score, existing EMIs, and age. Covers home loan, personal loan, and car loan with bank-specific criteria.