Free calculators for Indian money decisions.
Work out your loan EMI, income tax, in-hand salary, SIP returns, PPF maturity and more. Results come with a full breakdown, and amounts are in ₹.
Every formula shown. Nothing you type is stored.
Numerral isn’t run by a bank, broker or insurer and doesn’t sell financial products, so no calculator here is set up to steer you towards a loan or a fund.
- Calculators for Indian money decisions
- 47
- Free, no sign-up, no usage limits
- ₹0
Formula and worked example
Every calculator page shows how the answer is worked out, so you can check it by hand.
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Updated when the rules change
After the Budget, RBI rate decisions and the quarterly small-savings rates.
Independent
No calculator is set up to sell you a product. How we build and check them.
Popular calculators
The calculators behind the most common money decisions in India.
Home Loan EMI
Monthly EMI and total interest, with a year-by-year schedule
Tax & salaryIncome Tax
Your tax under the new and old regimes, side by side
InvestingSIP
What a monthly SIP could grow to, with optional step-up and tax on gains
Tax & salaryIn-Hand Salary
CTC to monthly take-home pay after EPF, professional tax and income tax
SavingsPPF
Maturity value and tax-free interest, with a year-by-year breakdown
GST & businessGST
Add or remove GST, with the CGST, SGST and IGST split
SavingsFD
Maturity value or monthly payout, with tax and TDS on the interest
Loans & EMIPersonal Loan EMI
Monthly EMI, total interest and the true cost including fees
Calculators by topic
47 calculators for loans, tax, investing, savings, retirement and GST.
Loans & EMI
EMIs, eligibility, prepayment and comparing loans
11 calculatorsIncome Tax & Salary
New vs old regime, take-home pay, HRA, TDS and gratuity
9 calculatorsMutual Funds & Investing
SIP, lumpsum, SWP and your real returns with XIRR and CAGR
9 calculatorsSavings & Government Schemes
FD, RD, PPF and Sukanya Samriddhi maturity
6 calculatorsRetirement & Insurance
Retirement corpus, NPS, pension and life cover
5 calculatorsGST & Business
GST, customs duty and shipping volume
3 calculatorsEveryday
Percentages, age, BMI and fuel cost
4 calculatorsReach people in India while they’re deciding.
Guides
Plain-English explanations to go with the calculators.
Questions people ask
What’s your EMI? Work it out now.
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