Net Worth Calculator
Calculate personal or business net worth β the difference between total assets owned and total liabilities owed.
NET WORTH
$30.00L
ASSETS
$50.00L
LIABILITIES
$20.00L
DEBT-TO-ASSET
40%
π‘ Net Worth: The True Measure of Financial Position
Net worth is the most fundamental financial metric for both individuals and businesses. It answers a simple question: if you sold everything you owned and paid off every debt, what would be left? Net Worth = Total Assets β Total Liabilities.
For individuals, assets include savings accounts, investments, real estate equity, retirement accounts, and valuable property. Liabilities include mortgages, student loans, car loans, credit card debt, and any other obligations. Tracking net worth over time is the single best way to measure financial progress β more meaningful than income alone.