Loan Calculators
Work out the EMI on a home, personal, car, bike, education or business loan, see what the loan costs over its life, and check whether paying it off early is worth it.
EMI calculators
- Home Loan EMI CalculatorMonthly EMI and total interest on a home loan, with a year-by-year schedule.
- Personal Loan EMI CalculatorEMI and total cost of a personal loan, including the processing fee.
- Car Loan EMI CalculatorEMI on a car loan after your down payment, and what the car costs you in all.
- Bike Loan EMI CalculatorEMI on a two-wheeler loan.
- Education Loan EMI CalculatorEMI on an education loan, including the study period before repayments start.
- Business Loan EMI CalculatorEMI on a business loan.
Before and during the loan
- Home Loan Eligibility CalculatorHow much a bank may lend you for a home, based on your income and current EMIs.
- Loan Prepayment CalculatorHow much interest and time you save by paying part of a loan early.
- Loan EMI Comparison ToolTwo loan offers side by side: EMI, interest and total cost.
- Credit Card Interest CalculatorWhat carrying a credit card balance costs, and how long it takes to clear.
Comparing loans
Look at the total interest, not just the EMI. On a ₹50 lakh home loan at 8.5%, stretching the tenure from 20 to 25 years cuts the EMI from ₹43,391 to ₹40,261 but adds about ₹16.6 lakh in interest.
Compare offers on the annual percentage rate (APR) in each lender’s Key Fact Statement. It includes the processing fee and other charges, so it shows the real cost better than the interest rate alone.
Guides
More loan tools
General tools that are not specific to India. Those marked (US) follow US rules.
- Amortization Calculator
- Loan Interest Rate Calculator
- APR Calculator
- Debt Consolidation Calculator
- Debt-to-Income Ratio Calculator
- Extra Payment Calculator
- Fixed vs Variable Loan Calculator
- Loan to Value (LTV) Calculator
- Down Payment Calculator
- Balloon Loan Calculator
- Credit Card Payoff Calculator
- Present Value Calculator
- Future Value Calculator
- Mortgage Calculator (US)
- Student Loan Payoff Calculator (US)
Questions about loan calculators
See all India calculators, or the full site map.