Loan Calculators โ EMI, Eligibility & Comparison Tools
Plan smarter with our full suite of loan calculators. Get instant EMI breakdowns, compare scenarios, and understand total costs before you borrow.
All Loan Calculators
Car Loan EMI Calculator
Calculate your car loan EMI instantly. Enter loan amount, interest rate (7-12%), and tenure to see monthly payments, total interest, and amortization...
โ โ โ โ โHome Loan EMI Calculator
Calculate home loan EMI for any amount and tenure up to 30 years. See monthly payments, total interest cost, and year-by-year amortization. Compare...
โ โ โ โ โPersonal Loan EMI Calculator
Estimate your personal loan EMI based on amount, rate (10-24%), and tenure. Unsecured loan calculator with total interest, monthly payment breakdown,...
โ โ โ โ โEducation Loan EMI Calculator
Calculate education loan EMI with moratorium period support. Estimate monthly payments for study in India or abroad. Covers SBI Scholar Loan,...
โ โ โ โ โBike Loan EMI Calculator
Calculate two-wheeler loan EMI for bikes and scooters. Enter amount, rate (8-15%), and tenure to see monthly payments. Covers new and used vehicle...
โ โ โ โ โBusiness Loan EMI Calculator
Calculate business loan and MSME term loan EMI. Supports Mudra loan (PMMY) calculations up to โน10 Lakh. Covers working capital, expansion financing,...
โ โ โ โ โLoan Comparison Tool
Compare EMIs across multiple banks and NBFCs side by side.
โ โ โ โ โLoan Eligibility Calculator
Check your maximum loan eligibility based on monthly income, existing EMIs, interest rate, and tenure. Uses FOIR (Fixed Obligation to Income Ratio)...
โ โ โ โ โPrepayment Calculator
Calculate how partial prepayments reduce your total interest and tenure. See the impact of lumpsum payments on your home loan, car loan, or personal...
โ โ โ โ โBank EMI Calculator
A universal bank EMI calculator for any type of loan. Enter principal amount, interest rate, and tenure to get your monthly equated installment and amortization schedule.
โ โ โ โ โMortgage Calculator
Free mortgage calculator with PMI, property tax, homeowner's insurance, and HOA. See your full monthly PITI payment, amortization schedule, and total cost of homeownership over 15, 20, or 30 years.
โ โ โ โ โDebt Consolidation Calculator
Compare the cost of multiple existing debts vs a single consolidated loan. See how much you save on interest and monthly payments by combining debts.
โ โ โ โ โHouse Affordability Calculator
Find out how much house you can afford based on income, debts, and loan type. Compare Conventional (28/36 rule), FHA, and VA loan limits with full PITI breakdown and DTI analysis.
โ โ โ โ โLoan Interest Rate Calculator
Reverse-calculate the interest rate from your EMI, loan amount, and tenure. Find the effective rate you're actually paying on any loan.
โ โ โ โ โMortgage Payoff Calculator
Calculate how extra payments or biweekly payments accelerate your mortgage payoff. See interest savings, time saved, and your new payoff date with side-by-side comparison.
โ โ โ โ โAmortization Calculator
Free amortization calculator with annual and monthly schedules. See how each payment splits between principal and interest, add extra payments, and visualize your loan payoff timeline.
โ โ โ โ โLoan to Value (LTV) Calculator
Calculate your Loan-to-Value ratio. LTV determines your borrowing limit, PMI requirement, and interest rate eligibility for mortgages and auto loans.
โ โ โ โ โBalloon Loan Calculator
Calculate monthly payments for a balloon loan โ a loan with a large lump-sum payment due at the end. Compare with standard amortizing loans.
โ โ โ โ โAdjustable Rate Mortgage Calculator
Calculate payments for an adjustable-rate mortgage (ARM). See how rate changes after the intro period affect your monthly payment and total cost.
โ โ โ โ โFixed vs Variable Loan Calculator
Compare fixed-rate vs variable-rate loan scenarios side by side. See the break-even point and total cost difference to make the right choice.
โ โ โ โ โExtra Payment Loan Calculator
See how one-time or recurring extra payments impact your loan payoff timeline. Calculate interest savings and months saved with additional payments.
โ โ โ โ โRefinance Calculator
Compare your current loan with a refinanced loan. Calculate monthly payment savings, total interest savings, and break-even period after closing costs.
โ โ โ โ โMortgage Refinance Calculator
Mortgage-specific refinance tool with closing costs, PMI changes, and break-even analysis. Find out if refinancing your home loan makes financial sense.
โ โ โ โ โRent Calculator
Find out how much rent you can afford based on income, debts, and the 30% rule. See a full monthly budget breakdown with DTI analysis, emergency fund assessment, and annual rent cost.
โ โ โ โ โDebt-to-Income Ratio Calculator
Calculate your front-end and back-end debt-to-income ratios. See if you qualify for Conventional, FHA, or VA mortgages with a visual DTI health gauge and detailed debt breakdown.
โ โ โ โ โDown Payment Calculator
Calculate your down payment, closing costs, total upfront cash, and monthly payment with PMI analysis. Compare 5%, 10%, and 20% down payment scenarios for Conventional, FHA, and VA loans.
โ โ โ โ โAPR Calculator
Calculate the true Annual Percentage Rate (APR) of any loan including origination fees, discount points, broker fees, and closing costs. Compare real APR vs stated interest rate.
โ โ โ โ โHome Equity Loan Calculator
Calculate home equity loan payments, total costs, and maximum borrowing power. Compare home equity loan vs HELOC vs cash-out refinance with LTV-based analysis.
โ โ โ โ โHELOC Calculator
Calculate HELOC payments across draw and repayment periods. Estimate maximum credit line based on home value and LTV. Compare HELOC vs home equity loan vs cash-out refinance.
โ โ โ โ โVA Mortgage Calculator
Calculate VA loan payments with automatic funding fee. Compare VA loan vs conventional vs FHA with PITI breakdown. No PMI, 0% down payment option for veterans.
โ โ โ โ โFHA Loan Calculator
Calculate FHA loan payments with automatic MIP calculation. Compare FHA vs conventional vs VA with PITI breakdown, upfront MIP, and annual MIP rates.
โ โ โ โ โRental Property Calculator
Analyze rental property investments with cash flow projections, cap rate, cash-on-cash return, NOI, and investment rule screening (1% rule, 50% rule, GRM).
โ โ โ โ โAPY Calculator
Calculate Annual Percentage Yield (APY) from nominal interest rate and compounding frequency. Compare savings accounts, CDs, and investment returns.
โ โ โ โ โAPR to APY Calculator
Convert between APR and APY instantly. Understand the difference between nominal and effective interest rates with any compounding frequency.
โ โ โ โ โDaily Compound Interest Calculator
Calculate daily compound interest for savings accounts, money market funds, and high-yield accounts. See how daily compounding accelerates growth.
โ โ โ โ โInterest Calculator
Calculate interest earned or paid on any amount. Supports both simple and compound interest with flexible time periods and compounding options.
โ โ โ โ โInterest Rate Calculator
Reverse-calculate the interest rate from known principal, final amount, and time period. Find the hidden rate on any loan or investment.
โ โ โ โ โCD Calculator
Calculate Certificate of Deposit (CD) earnings at maturity. Compare CD terms, rates, and compounding frequencies. FDIC-insured investment planning.
โ โ โ โ โCredit Card Interest Calculator
Calculate how much interest you pay on credit card balances. See daily periodic rate, monthly interest charges, and the true cost of minimum payments.
โ โ โ โ โCredit Card Payoff Calculator
Calculate how long it takes to pay off credit card debt and how much interest you'll pay. Find the optimal monthly payment to become debt-free faster.
โ โ โ โ โFuture Value Calculator
Calculate the future value of an investment with regular contributions and compound interest. Plan for retirement, college savings, or any financial goal.
โ โ โ โ โPresent Value Calculator
Calculate the present value of a future sum or annuity. Discount future cash flows to today's dollars using the time value of money principle.
โ โ โ โ โRule of 72 Calculator
Use the Rule of 72 to quickly estimate how long an investment takes to double. Enter an interest rate to see the doubling time, or enter a time period to find the required rate.
โ โ โ โ โStudent Loan Payoff Calculator
Calculate your student loan payoff timeline and total interest. Compare standard, graduated, and income-driven repayment plans. See the impact of extra payments.
โ โ โ โ โ๐ก Understanding Loan Calculators
Loan calculators help you estimate monthly payments before committing to any borrowing. Whether you're financing a car, home, or education, understanding your EMI upfront prevents over-leveraging.
Each calculator supports flexible inputs โ adjust the loan amount, interest rate, and tenure to see how changes impact your monthly outflow.
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