Future Value Calculator

Calculate the future value of investments with regular contributions and compound interest. Plan for retirement, college funds, or any goal.

Future Value

$300,851

Total Contributions

$130,000

Interest Earned

$170,851

Growth Multiple

2.31Γ—

What Is Future Value?

Future Value (FV) projects what your money will be worth at a specific future date.

Formula

Lump sum: FV = PV Γ— (1 + r/n)nt

With contributions: add PMT Γ— [(1 + r/n)nt βˆ’ 1] / (r/n)

Retirement Planning

$500/month at 7% from age 25:

  • Age 45: $264,012
  • Age 55: $610,453
  • Age 65: $1,312,689

Future Value Calculator FAQ