Capital Gains Tax Calculator
Calculate STCG & LTCG tax on stocks, mutual funds, property & gold. Know your tax liability before you sell.
1 yr 6 mo
Long-Term Capital Gain (LTCG)
+₹3.00 L
Tax Rate
12.5%
Tax Amount
₹22,750
Net Gain
₹2.77 L
Breakdown
Capital Gain: ₹3.00 L
Exemption: −₹1.25 L
Taxable: ₹1.75 L
Tax (12.5%): ₹21,875
Cess (4%): ₹875
💡 Capital Gains Tax in India
Capital gains tax depends on two factors: the type of asset and how long you've held it. Equity shares and equity mutual funds become long-term after 12 months, while most other assets (debt MF, property, gold) need 24 months.
As per Budget 2024, LTCG on all assets is taxed at 12.5%. Equity STCG is 20%, while other STCG is taxed at your income slab rate. Equity LTCG has an annual exemption of ₹1.25 Lakh — gains below this are tax-free.
Bought stocks at ₹5L, sold at ₹8L after 14 months → LTCG = ₹3L. Tax = 12.5% × (₹3L − ₹1.25L exemption) = ₹21,875 + 4% cess = ₹22,750. Net gain after tax: ₹2,77,250.