Interest Rate Calculator

Reverse-calculate the hidden interest rate from known principal, final amount, and time period.

Required Interest Rate

8.45% compound

Simple Rate

10.00%

Compound Rate

8.45%

Total Growth

$5,000

How to Find the Interest Rate

This calculator reverse-engineers the rate using both simple and compound interest formulas.

Simple Rate: r = (A βˆ’ P) / (P Γ— t)

Compound Rate: r = (A/P)1/t βˆ’ 1

Worked Example

Investment grew from $8,000 to $12,500 in 4 years:

  • Simple rate: 14.06%/year
  • Compound rate: 11.82%/year

Interest Rate Calculator FAQ