PPF Calculator for ₹500/year — 15 Years Returns
Your yearly investment of ₹500/year at 7.1% for 15 Years grows to ₹13,561.
Maturity Value
₹13,561
Total Invested
₹7,500
Est. Returns
₹6,061
Wealth Gain
80.8%
Breakdown
Invested: ₹7,500 (55%)
Returns: ₹6,061 (45%)
📊 Interactive Growth Analysis
Invested vs Returns
Wealth Growth Over Time
Scenario Comparison
| Metric | Your plan | +2% Returns (9.1%) | +5 Years (20yr) |
|---|---|---|---|
| Total Invested | ₹7,500 | ₹7,500 | ₹10,000 |
| Maturity Value | ₹13,561 | ₹16,143 ↑ ₹2,582 | ₹22,194 ↑ ₹8,633 |
| Est. Returns | ₹6,061 | ₹8,643 | ₹12,194 |
💡 Understanding PPF Returns on ₹500/year
Investing ₹500/year in PPF at 7.1% annual compounding builds a tax-free corpus of ₹13,561 over 15 Years. Your total investment of ₹7,500 generates ₹6,061 in completely tax-free returns. PPF enjoys EEE (Exempt-Exempt-Exempt) status — contributions qualify for Section 80C, interest is tax-free, and maturity is also tax-free.
Consider gradually increasing your PPF contribution each year. Even reaching ₹50,000/year makes a meaningful difference over 15+ years. Always deposit before April 5th of each month to earn interest for the full month. Delaying deposits by even a few days costs you compounding interest.