PPF Calculator for ₹50K/year — 15 Years Returns
Your yearly investment of ₹50K/year at 7.1% for 15 Years grows to ₹13.56 L.
Maturity Value
₹13.56 L
Total Invested
₹7.50 L
Est. Returns
₹6.06 L
Wealth Gain
80.8%
Breakdown
Invested: ₹7.50 L (55%)
Returns: ₹6.06 L (45%)
📊 Interactive Growth Analysis
Invested vs Returns
Wealth Growth Over Time
Scenario Comparison
| Metric | Your plan | +2% Returns (9.1%) | +5 Years (20yr) |
|---|---|---|---|
| Total Invested | ₹7.50 L | ₹7.50 L | ₹10.00 L |
| Maturity Value | ₹13.56 L | ₹16.14 L ↑ ₹2.58 L | ₹22.19 L ↑ ₹8.63 L |
| Est. Returns | ₹6.06 L | ₹8.64 L | ₹12.19 L |
💡 Understanding PPF Returns on ₹50K/year
Investing ₹50K/year in PPF at 7.1% annual compounding builds a tax-free corpus of ₹13.56 L over 15 Years. Your total investment of ₹7.50 L generates ₹6.06 L in completely tax-free returns. PPF enjoys EEE (Exempt-Exempt-Exempt) status — contributions qualify for Section 80C, interest is tax-free, and maturity is also tax-free.
Consider gradually increasing your PPF contribution each year. Even reaching ₹50,000/year makes a meaningful difference over 15+ years. Always deposit before April 5th of each month to earn interest for the full month. Delaying deposits by even a few days costs you compounding interest.